Your Path to Homeownership in Los Angeles
Expert guidance through every step of your home buying journey
Why Buy With Seda Stepanyan
Buying a home is one of the most significant investments you'll make in your lifetime. With the right real estate agent by your side, the process becomes not just manageable, but enjoyable.
As your dedicated Los Angeles real estate agent, I bring market expertise, negotiation skills, and personalized service to help you find the perfect property at the best possible price.
Local Market Expertise
Deep knowledge of Los Angeles neighborhoods, property values, and market trends
Personalized Property Search
Custom property recommendations based on your specific needs and preferences
Strong Negotiation Skills
Strategic negotiation to secure the best possible price and terms
Full-Service Support
Guidance through financing, inspections, paperwork, and closing
The Home Buying Process
Understanding each step of the home buying journey helps you navigate the process with confidence. Here's how we'll work together to find your dream home.
1. Initial Consultation
We'll discuss your needs, preferences, budget, and timeline to create a personalized home buying strategy.
- Define your must-haves and nice-to-haves
- Discuss preferred neighborhoods
- Establish your budget parameters
2. Financing & Pre-Approval
Get pre-approved for a mortgage to understand your budget and strengthen your offer when you find the right home.
- Connect with trusted lenders
- Review loan options and rates
- Secure pre-approval letter
3. Property Search & Offers
I'll help you find properties that match your criteria, arrange viewings, and craft competitive offers.
- Access to MLS and off-market properties
- Personalized property tours
- Strategic offer preparation and negotiation
4. Closing & Beyond
I'll guide you through inspections, contingencies, paperwork, and closing to ensure a smooth transaction.
- Coordinate inspections and appraisals
- Review closing documents
- Final walkthrough and key handover
First-Time Home Buyer?
Buying your first home is an exciting milestone, but it can also feel overwhelming. I specialize in guiding first-time buyers through the process with patience, education, and support.
Educational Approach
Clear explanations of each step in the buying process
First-Time Buyer Programs
Information on special loan programs, grants, and incentives
Budget Guidance
Help understanding all costs involved, from down payment to closing
Common First-Time Buyer Questions
How much home can I afford?
Your budget depends on your income, debt, credit score, down payment, and current interest rates. I can help you connect with lenders to get pre-approved and understand your price range.
How much do I need for a down payment?
While 20% is traditional, many first-time buyers use programs requiring as little as 3-5% down. Some VA and USDA loans even offer 0% down options for those who qualify.
How long does the buying process take?
From starting your search to getting keys, the process typically takes 2-3 months, though this can vary based on market conditions and your specific situation.
Popular Los Angeles Areas for Home Buyers
Explore some of the most sought-after neighborhoods in Los Angeles County. Each area offers its own unique character, amenities, and lifestyle.
Burbank
Known for its media studios, family-friendly neighborhoods, and excellent schools. Burbank offers suburban charm with urban convenience.
Explore BurbankGlendale
A diverse community with a mix of housing options, from historic homes to modern condos, plus great shopping and dining.
Explore GlendaleSherman Oaks
Upscale living with a mix of luxury estates and more modest homes, excellent shopping, and a central location.
Explore Sherman OaksWhat My Buyers Are Saying
Don't just take my word for it. Hear from clients who have successfully found their dream homes with my guidance.
"As first-time homebuyers, we were overwhelmed by the process. Seda patiently guided us through every step, explaining everything clearly and always looking out for our best interests. We found our perfect home in Burbank and couldn't be happier!"
Michael & Sarah Johnson
Burbank, CA
"Seda's knowledge of the Sherman Oaks market was invaluable. She knew exactly what properties would meet our needs and helped us navigate a competitive bidding situation to secure our dream home. Her negotiation skills saved us thousands!"
David Rodriguez
Sherman Oaks, CA
"We were relocating from out of state and had limited time to find a home. Seda made the process incredibly efficient, using video tours and detailed market analysis to help us make informed decisions remotely. She truly went above and beyond!"
Jennifer & Robert Chen
Glendale, CA
Ready to Find Your Dream Home?
Let's work together to find the perfect property that meets your needs, fits your budget, and exceeds your expectations. The journey to homeownership starts with a conversation.
Frequently Asked Questions
Get answers to common questions about buying a home in Los Angeles County.
What's the current state of the Los Angeles housing market?
The Los Angeles real estate market remains competitive, with demand often exceeding supply in desirable neighborhoods. Prices have stabilized somewhat after the rapid increases of recent years, creating opportunities for strategic buyers. Interest rates and inventory levels fluctuate, so it's important to work with an agent who stays current on market conditions.
How much do I need for a down payment in Los Angeles?
While 20% is traditional to avoid private mortgage insurance (PMI), many buyers in Los Angeles use lower down payment options. Conventional loans may start at 3-5% down, while FHA loans typically require 3.5%. For a median-priced home in Los Angeles, even these lower percentages represent significant amounts, so early financial planning is essential.
How long does it take to close on a home in Los Angeles?
The typical closing timeline in Los Angeles is 30-45 days from accepted offer to closing, though this can vary based on financing, contingencies, and other factors. Cash offers may close more quickly, while complex financing or issues discovered during inspections can extend the timeline.
What additional costs should I budget for beyond the purchase price?
Beyond the purchase price, buyers should budget for closing costs (typically 2-5% of the loan amount), which include loan origination fees, title insurance, escrow fees, and transfer taxes. Additionally, factor in moving expenses, immediate repairs or renovations, home inspection fees, and potential HOA fees. It's also wise to maintain a reserve for unexpected maintenance issues after moving in.
How competitive is the Los Angeles market for buyers?
The Los Angeles market remains competitive, particularly in desirable neighborhoods with good schools and amenities. Working with an experienced agent who understands how to craft strong offers and negotiate effectively is crucial. Being pre-approved for financing, having flexibility on closing dates, and sometimes writing a personal letter to sellers can help your offer stand out.